What do stolen laptops and mortgage lending have in common?

 

It turns out stolen laptops and mortgage lending have one big connection – TRUST.

A mortgage loan is one of the biggest investments you will make in your lifetime.  It is imperative that you work with someone you trust.  You are going to be sharing with them your most intimate financial secrets and your biggest financial goals.  You need to TRUST that they are working in your best interest to not only get your loan closed on time, but to also ensure that you have the loan that best suits your financial needs. Knowing that you have a place to lay your head at night that is not under a bridge in a cardboard box and that they place your needs ahead of their commission is extremely important.  It’s also important to know that your mortgage lender looks at you as a unique individual and not as just another loan.  You don’t want them to be in a rut just doing the same old loan for every single customer and not truly assessing your individual needs. That’s a lot of trust to place in one person.

In summary, you are TRUSTING your loan officer/mortgage lender to:

·         Keep your financial information private

·         Understand & care about your biggest financial goals & dreams

·         Work in your best interest to close your loan on time

·         Find the loan product that best serves your needs

And what does this have to do with a stolen laptop? If you’re like me, you want to believe the best in people.  I want this for my kids too; for as long as possible. Sadly, my son lost his trust in people far too soon.  For Christmas one year, shortly after he started driving, we gave our son a new laptop computer.  He went to the gym a few weeks later.  He thought nothing of it to put his backpack, containing the laptop, into the bed of his truck.  Someone walked away with his books, calculator, and new laptop.  He couldn’t believe that anyone would do such a thing. Why would they steal his backpack? I mean, who wants to steal school books?

It was an expensive lesson in trust.  You don’t have to learn the hard way.  Finding a trustworthy lender isn’t that hard.  Here are a few tips:

·         Check them out on social media

·         Review their testimonials

·         Ask for references

·         Ask your friends, family members, co-workers for a lender they trust

·         Ask your Realtor® for a lender they trust

Best wishes in your journey.  If I can be of any assistance, you can reach me at the office at 912-721-9408, by email at eglick@starkeymtg.com, Twitter (@TheGlickTeam) and my website at www.TheGlickTeam.com .

 

If you liked this article please like, share, or comment…….or all of these things; they are greatly appreciated.

 

 

 

Eric Glick, Senior Loan Officer and Office Manager

NMLSR#544398, GA LIC#32997

Georgia Residential Mortgage Licensee

www.TheGlickTeam.com

6600 Abercorn St #105, Savannah, GA 31405 NMLSR#544398, GA Lic#32997

 

EQUAL HOUSING LENDER

WR Starkey Mortgage, LLP, 6101 W. Plano Parkway, Plano, TX 75093 (NMLS#2146) 1-866-599-5510 Copyright©2015 All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify.   Information, rates, and programs are subject to change without prior notice.  All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts.  Other restrictions and limitations may apply.  WR Starkey Mortgage, LLP is required to disclose the following information: Georgia Residential Mortgage Lender Licensee No. 19715, Florida Mortgage Lender License #MLD1043, North Carolina Mortgage Lender License No L-112550, South Carolina Mortgage Lender License No. 2146, NMLS ID# 2146 (www.nmlsconsumeraccess.org)